Not affiliated with the U.S. Federal Government or any Government Agency. The firm is not
engaged in the practice of law or accounting. Always consult an attorney or tax professional
regarding your specific legal or tax situation. Although we make great efforts to ensure the
accuracy of the information contained herein we cannot guarantee all information is correct. Any
comments regarding guarantees, safe and secure investments, and guaranteed income
streams or similar refer only to fixed insurance and annuity products. Fixed insurance and
annuity product guarantees are subject to the claims‐paying ability of the issuing company.
Annuities are long-term products of the insurance industry designed for retirement income. They
contain some limitations, including possible withdrawal charges and a market value adjustment
that could affect contract values. Annuities are not FDIC insured.