Articles

The Real Math Behind Keeping FEGLI in Retirement When Premiums Begin Climbing Faster Than Expected

Key Takeaways FEGLI premiums rise steeply in retirement, particularly after age 65, and can significantly impact your retirement budget if... Read more

The Retirement Income Sources That Keep Performing Even Through Market Downturns and Global Uncertainty

Key Takeaways Relying on income streams that are resilient against market downturns ensures stability and predictability throughout retirement. Building a... Read more

Most Early Federal Retirements Sound Great on Paper—Until These Surprising Cost Penalties Start to Surface

Key Takeaways Retiring early from federal service often brings reduced benefits, higher healthcare costs, and penalties that most employees don’t... Read more

Survivor Benefit Elections Can Affect More Than One Generation—Here’s What You Should Consider

Key Takeaways Your survivor benefit election can shape the financial security of your spouse and dependents for decades after your... Read more

How FEHB Works Together With Medicare Without Leaving Gaps That Could Wreck Retirement Healthcare Plans

Key Takeaways Pairing FEHB with Medicare in 2025 provides layered protection, helping you reduce gaps in coverage and unexpected costs.... Read more

The New Wave of Final Expense Coverage That Retirees Are Starting to Take Seriously at Last

Key Takeaways Final expense coverage in 2025 is shifting from a last-minute choice to an essential piece of retirement planning,... Read more

Federal Workforce Headlines That Really Matter for Paychecks, Annuities, and Health Insurance Choices in Retirement

Key Takeaways Paychecks, annuities, and health insurance decisions in retirement are tied closely to ongoing federal workforce policies. Ignoring headlines... Read more

Balancing FERS, TSP, and Social Security May Sound Easy—But the Timing Could Make or Break Your Income

Key Takeaways Aligning your FERS pension, TSP withdrawals, and Social Security benefits is critical for ensuring long-term income stability in... Read more

FEHB and Medicare Coordination Could Save You Money—But Only If You Do It Right

Key Takeaways Coordinating FEHB and Medicare in 2025 can significantly reduce your out-of-pocket healthcare costs, but only if you understand... Read more

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