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Articles

The Dental and Vision Coverage Debate: Is FEDVIP Worth It for Retirees?
Key Takeaways Dental and vision care are critical aspects of retirement planning, but choosing the right coverage depends on your... Read more
3 Major Retirement Planning Errors That Federal Employees Often Make—And How to Avoid Them
Key Takeaways: Overlooking federal retirement calculations can lead to financial shortfalls in your post-career years. Understanding how annuities, TSP, and... Read more
3 Things Every Federal Employee Needs to Know About Divorce and How It Affects Their Retirement Plans
M. Dutton and Associates is a full-service financial firm. We have been in business for over 30 years serving our... Read more
Federal Workers, Here’s How to Make Sure Your Family Is Protected with Survivor Benefits
Key Takeaways Survivor benefits can provide ongoing financial support for your loved ones, even after you’re gone. Planning ahead and... Read more
Why Federal Workers Are Snapping Up Military Buyback Opportunities
Key Takeaways Military buyback offers federal workers a way to convert previous military service into retirement benefits within the federal... Read more
The Importance of COLA in FERS Retirement: Keeping Up with Inflation
Key Takeaways: COLA (Cost-of-Living Adjustments) is crucial for FERS (Federal Employees Retirement System) retirees to maintain the purchasing power of... Read more
Special Category Retirements for Federal Workers—Here’s How FAA, LEOs, and Others Get Special Perks
Key Takeaways Federal workers in specialized categories, like Law Enforcement Officers (LEOs) and Federal Aviation Administration (FAA) employees, enjoy unique... Read more
Fixed Annuities: What They Are, How They Work, and If They’re Right for You
Key Takeaways Fixed annuities offer guaranteed returns, providing a stable income stream, particularly for retirees seeking financial security. The suitability... Read more
What Survivor Benefits Are Included in Federal Retirement Plans? Check it Out
Key Takeaways Survivor benefits in federal retirement plans provide financial security for your loved ones. Understanding the different types of... Read more
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Not affiliated with the U.S. Federal Government or any Government Agency. The firm is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Although we make great efforts to ensure the accuracy of the information contained herein we cannot guarantee all information is correct. Any comments regarding guarantees, safe and secure investments, and guaranteed income streams or similar refer only to fixed insurance and annuity products. Fixed insurance and annuity product guarantees are subject to the claims‐paying ability of the issuing company. Annuities are long-term products of the insurance industry designed for retirement income. They contain some limitations, including possible withdrawal charges and a market value adjustment that could affect contract values. Annuities are not FDIC insured.

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